credit instruments - translation to ελληνικό
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credit instruments - translation to ελληνικό

NUMERICAL EXPRESSION REPRESENTING A PERSON'S CREDITWORTHINESS, COMMONLY BASED ON A CREDIT REPORT WITH INFORMATION TYPICALLY SOURCED FROM CREDIT BUREAUS
Beacon score; Credit scoring; Credit reporting; Credit check; Credit scores; Credit Score; Credit checks

credit instruments      
πιστωτικά μέσα
credit note         
COMMERCIAL DOCUMENT ISSUED BY A SELLER TO A BUYER
Credit Memo; Bill Credit; Credit memo; Credit memorandum
πιστωτικό σημείωμα
credit memorandum         
COMMERCIAL DOCUMENT ISSUED BY A SELLER TO A BUYER
Credit Memo; Bill Credit; Credit memo; Credit memorandum
πιστωτικό σημείωμα

Ορισμός

Crediting

Βικιπαίδεια

Credit score

A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus.

Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan, at what interest rate, and what credit limits. Lenders also use credit scores to determine which customers are likely to bring in the most revenue.

Credit scoring is not limited to banks. Other organizations, such as mobile phone companies, insurance companies, landlords, and government departments employ the same techniques. Digital finance companies such as online lenders also use alternative data sources to calculate the creditworthiness of borrowers.

Παραδείγματα από το σώμα κειμένου για credit instruments
1. Prices for many credit instruments have collapsed, forcing banks and investment houses to take billions of dollars of real or paper losses.
2. But as uncertainty about the value of assets underlying various credit instruments has spread, the risks that credit will shrink, and thus lead to declining economic activity, have increased.
3. "Although Asian institutions appear in aggregate to have minimal direct exposure to U.S. subprime credit instruments, we think the region does remain hostage to any potential U.S. real–sector downside should U.S. mortgage problems magnify," he said in a report.
4. The news was viewed as upbeat and offset even an announcement that UBS will take a fresh $1' billion write–down due to additional declines in the value of its mortgage assets and other credit instruments.
5. In signs of rising risk aversion in the credit markets, the price of safe haven instruments such as European government bonds rose on Monday while the price of emerging market bonds and risky corporate credit instruments fell.